Overall Progress
Savings & Investments
Monte Carlo Simulation
PROBABILITY OF SUCCESS:
Savings & Investments
Compare Cases
ENDING BALANCE
Income
Financial Obligations
Asset Allocation
Distributions
Assets
Liabilities
Net Worth
Retirement Income
Retirement Expenses
Retirement Assets
USE ASSUMPTIONS
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Enter data based on your actual finances or use assumptions you can change later
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Your information
10 minutes
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3 questions
1 minute
3 questions, you got this!
PLAN BASIS
AGE
INCOME
BEFORE
RETIREMENT
Eggstack needs some basic information to get started. Your data is safe and never shared.
Would you like to plan as an individual or couple?
Individual/Couple
About you
Name
Age
Retirement Age
Life Expectancy
About your partner
Partner's Name
Partner's Age
Partner's Retirement Age
Partner's Life Expectancy
HIDDEN
HIDDEN
Eggstack calculates taxes based on IRS tax code and the tax laws in your state.
How do you file your taxes?
Tax Filing Status
Live Separately?
State of residence
State Income Tax Basis
ADD STATE
State Details
State Start/Thru Age
Gross Income
Pay Period
Age Start
Monthly Benefit at Full Retirement Age
OFF
Social Security Insolvency
NONE
Business/Other Income
Additional Income
ADD BUSINESS
Business/Other Income Details
Income Type
Alimony Indexed for Inflation
Income Amount
Intrinsic Value
Income Frequency
Annual Rate of Change
Income Start/Thru Age
Married Filing Separately Proportion
PRE-TAX
AFTER-TAX
TAXABLE
PRE-TAX ACCOUNTS
Traditional 401(k), 403(b), 457(b), TSP, Traditional IRA, SEP IRA, SIMPLE IRA, Solo 401(k)
Account Name
Account Balance
ADD ACCOUNT
AFTER-TAX ACCOUNTS
Roth 401(k), Roth 403(b), Roth 457(b), Roth TSP, Roth IRA, HSA, Solo Roth 401(k)
Account Name
Account Balance
ADD ACCOUNT
TAXABLE ACCOUNTS
Stocks, Bonds, Mutual Funds, CDs, Money Market Accounts, Savings Accounts
Account Name
Account Balance
ADD ACCOUNT
Pre-Tax Investment Details
Account Type
Contributions
Funds periodically added
EXCEEDS LIMIT
Automatic Increase
Contribution Frequency
Contribution Age Start/Thru
OFF
Portfolio Rebalancing
Portfolio Account Designation
Rebalancing Method
Portfolio Ratio Drift
OFF
Monte Carlo Simulation
Asset Class
MEAN RETURN
STANDARD DEVIATION
Investment Return
SAME
Post-Retirement Investment Return
Employer Match
Contributions Matched
Employer Match Percent
Employer Match Cap
NONE
Investment Loan
Existing or New?
Loan Balance
Loan Payment Amount
Loan Payment Frequency
Loan Age Start/Thru
NONE
Roth Conversion
Roth Conversion Amount
Roth Conversion Type
Roth Conversion Tax Source
Roth Conversion Age
After-Tax Investment Details
Account Type
Contributions
Funds periodically added
EXCEEDS LIMIT
Contribution Amount
Automatic Increase
Contribution Frequency
Contribution Age Start/Thru
OFF
Portfolio Rebalancing
Portfolio Account Designation
Rebalancing Method
Portfolio Ratio Drift
OFF
Monte Carlo Simulation
Asset Class
MEAN RETURN
STANDARD DEVIATION
Investment Return
SAME
Post-Retirement Investment Return
Employer Match
Contributions Matched
Employer Match Percent
Employer Match Cap
Current Pre-Tax Portion of Account Balance
Taxable Investment Details
Account Type
Contributions
Funds periodically added
Contribution Amount
Automatic Increase
Contribution Frequency
Contribution Age Start/Thru
OFF
Portfolio Rebalancing
Portfolio Account Designation
Rebalancing Method
Portfolio Ratio Drift
OFF
Monte Carlo Simulation
Asset Class
MEAN RETURN
STANDARD DEVIATION
Investment Return
SAME
Post-Retirement Investment Return
NONE
Dividends
Dividend Amount
Dividends Reinvested?
NONE
NONE
Pensions
ADD PENSION
NONE
Annuities
ADD ANNUITY
NONE
Life Insurance
ADD INSURANCE
NONE
Investment Property
ADD INVESTMENT PROPERTY
Pension Details
Pension Amount
Pension Payment Frequency
Pension Age Start/Thru
Annuity Details
New or Existing?
Annuity Type
Annual Return
Annuity Tax Basis
QLAC
Rollover?
Rollover Source
ACCOUNT
Rollover Amount
EXCEEDS LIMIT
Annuity Distribution Type
Annuity Period Certain
Annuity Premiums
Periodic amount you pay
Annuity Payments
Annuity Payment Amount
Annuity Payment Frequency
Annuity Payment Age Start
Life Insurance Details
Face Value
Cash Value
Planned Cash-In
Policy Type
Benefit Type
Premium Amount
Premium Frequency
Dividends
Dividend Amount
Dividend Destination
Guaranteed Rate of Return
Estimated Rate of Return
NONE
Loan
Existing or New?
Loan Balance
Loan Payment Amount
Loan Payment Frequency
Loan Age Start/Thru
Investment Property Details
Year of Purchase/Sale
Purchase Price
Land Value
Property Improvements
Mortgage
Property mortgage
Mortgage
Initial Mortgage Balance
Total Mortgage Term
Mortgage Interest Rate
Married Filing Separately Proportion
Monthly Rent
Annual Rent Increase
Months Vacant
Annual Property Taxes
Annual Homeowners Insurance
Annual HOA Fees
Annual Repairs & Maintenance
Other Annual Costs
Realtor Commission
Seller’s Closing Costs
Do You Rent or Own?
Monthly Rent
Purchased Home Name
Monthly Mortgage Payment
ADD RESIDENCE
Residence Details
Age Start/Thru
Mortgage
Home mortgage
Annual Property Taxes
Annual Homeowners Insurance
NONE
Reverse Mortgage
Reverse Mortgage Payments
Distribution Frequency
Reverse Mortgage Age Start
Term
Years
Vehicles
Number of Vehicles
Own or Lease?
HIDDEN
Years Kept Typical Vehicle
Years Kept Current Vehicle
Cash or Loan?
Typical Loan Term
Downsize in Retirement
One vehicle in retirement
Expenses
Expense Name
Expense Amount
ADD EXPENSE
Enter living expenses as one combined value
OFF
Combined Monthly Expenses
Combined Monthly Expenses
Expense Amount
Expense Type
Alimony Paid
Who Pays?
Inflation-Adjusted?
Payment Frequency
Ending Balance
RETIREMENT SAVINGS AT PLAN END
ENDING BALANCE
$0
Investment Returns
SUMMARY REPORT
TABULATED RESULTS
PREDOMINANT RETIREMENT STATE
Retirement Tax Rate
PROPERTY REPORT
Retirement Taxes
TOTAL RETIREMENT PERIOD TAXES
$0
Savings Rate
Summary Report
Age
Annual Summary |
Beginning Balance |
Investment Contributions |
Investment Growth |
Income |
Expenses |
Taxes |
Distributions |
Ending Balance |
Tabulated Results
Age
YEAR START |
Pre-Tax Beginning Balance |
Pre-Tax Beginning Balance |
Pre-Tax Loan Balance |
Pre-Tax Loan Balance |
After-Tax Beginning Balance |
After-Tax Beginning Balance |
Taxable Beginning Balance |
Taxable Beginning Balance |
Virtual Account Beginning Balance |
Year Start |
SAVINGS & INVESTMENTS |
Pre-Tax Personal Contributions |
Pre-Tax Personal Contributions |
After-Tax Personal Contributions |
After-Tax Personal Contributions |
Taxable Personal Contributions |
Taxable Personal Contributions |
Total Personal Contributions |
Pre-Tax Employer Contributions |
Pre-Tax Employer Contributions |
After-Tax Employer Contributions |
After-Tax Employer Contributions |
Total Employer Contributions |
Pre-Tax Investment Returns |
Pre-Tax Investment Returns |
After-Tax Investment Returns |
After-Tax Investment Returns |
Taxable Investment Returns |
Taxable Investment Returns |
Virtual Account Returns |
Total Investment Growth |
INCOME |
Gross Earned Income |
Gross Earned Income |
Total Gross Earned Income |
Scheduled Social Security Benefits |
Scheduled Social Security Benefits |
Social Security Reduction: Earned Income |
Social Security Reduction: Earned Income |
Social Security Reduction: Insolvency |
Social Security Reduction: Insolvency |
Total Social Security Benefits |
Pension Benefits |
Pension Benefits |
Annuity Distributions |
Annuity Distributions |
Business & Other Income |
Home Sale |
Investment Property |
Reverse Mortgage |
Loan Proceeds |
Loan Proceeds |
Dividends |
Dividends |
Life Insurance |
Life Insurance |
Total Income |
FINANCIAL OBLIGATIONS |
Residence Purchase |
Residence Payments |
Housing Expenses |
Vehicle Purchase |
Vehicle Payments |
Transportation Expenses |
Groceries |
Healthcare |
Entertainment |
Vacation |
Donations |
Gifts |
Alimony Paid |
Other Expenses |
Combined Living Expenses |
Annuity Premiums |
Life Insurance Premiums |
Investment Contributions |
Payroll Withholdings |
Investment Loan Payments |
Life Insurance Loan Payments |
Total Financial Obligations |
TAXES |
Federal Tax Social Security Benefits |
State Tax Social Security Benefits |
Federal Tax Ordinary Income |
State Tax Ordinary Income |
Federal Tax Long-Term Capital Gains |
State Tax Long-Term Capital Gains |
Federal Tax RMDs |
State Tax RMDs |
Federal Penalty for Early Withdrawal |
State Penalty for Early Withdrawal |
Federal Tax |
State Tax |
Federal Effective Tax Rate |
State Effective Tax Rate |
Total Taxes |
DISTRIBUTIONS |
RMDs |
RMDs |
Pre-Tax over RMDs |
Pre-Tax over RMDs |
After-Tax Distributions |
After-Tax Distributions |
Taxable Distributions |
Taxable Distributions |
Virtual Account Distribution |
Total Distributions |
YEAR END |
Pre-Tax Ending Balance |
Pre-Tax Ending Balance |
Pre-Tax Ending Loan Balance |
Pre-Tax Ending Loan Balance |
After-Tax Ending Balance |
After-Tax Ending Balance |
Taxable Ending Balance |
Taxable Ending Balance |
Virtual Account Ending Balance |
Home Sale to Taxable Investments |
QLAC Rollover |
Year End |
Investment Property Report
Age
Investment Property
PROPERTY
TAX BASIS |
Rent Received |
Property Sale |
Total Annual Income |
Depreciation |
Loan Interest |
Property Taxes |
Property Insurance |
HOA Fees |
Repairs & Maintenance |
Other Costs |
Realtor Commission |
Seller's Closing Costs |
Total Annual Costs |
Total Net Profit (Loss) |
All Properties Profit (Loss) |
CASH BASIS |
Rent Received |
Property Sale |
Total Annual Income |
Principal Paid |
Loan Interest |
Property Taxes |
Property Insurance |
HOA Fees |
Repairs & Maintenance |
Other Costs |
Realtor Commission |
Seller's Closing Costs |
Total Annual Costs |
Total Net Profit (Loss) |
All Properties Profit (Loss) |
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